Help With Filing Bankruptcy To Get Debt Relief

It really wears you down, having to deal time after time with creditors trying to collect on bills you can't quite pay.

At Panaggio Law, we can help you understand your options for filing bankruptcy to get debt relief. Attorney Brenda Panaggio has many years of experience guiding clients through this process effectively.

Give us a call today to discuss your specific situation. We serve Massachusetts clients from offices in Fall River and Newton.

What Type Of Bankruptcy Makes Sense For You?

There may be many factors that have put in this difficult position. Medical debt, the loss of job, a divorce — all of these can throw you into financial difficulty.

The question now is not only whether to file bankruptcy, but which type. The options include:

  • Chapter 7 — Filing for a Chapter 7 bankruptcy can allow you to get rid of dischargeable debt. We can explain the income guidelines for this type of bankruptcy and how they apply to your situation.
  • Chapter 13 — Chapter 13 is sometimes called a "reorganization" bankruptcy because it requires a repayment plan for a portion of your debts. Our law firm can help you create a plan to resolve your debts over a period of three to five years.

You probably have many questions about how this process will work. What property can you keep through exemptions, even as you seek to discharge debt? How will you repair your credit rating and what will life after bankruptcy be like?

Attorney Brenda Panaggio will answer all of your questions and guide you every step of the way as you move toward a fresh financial start.

Taking Action For A New Start

Call our office today to arrange a confidential consultation with an experienced lawyer. Or, if you prefer, complete the online form.

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.