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Chapter 13 Bankruptcy

BankruptcyMassachusetts Chapter 13 Bankruptcy Attorneys

Nobody starts out intending to one day file for bankruptcy. However, an unexpected situation - a bad investment, serious medical condition, or loss of job - can put any individual in a tough spot financially.

At Donnelly & Panaggio, we help clients seek debt relief through Chapter 13 bankruptcy. To find out more, fall our Fall River law office at 508-679-2295, or contact us online.

Chapter 13 Bankruptcy Explained

Chapter 13 is a wage-earner repayment plan. It is a federal law designed to help individuals, married people, and single-owner businesses repay a portion of their debts. Typically, individuals are set up on a 3 or 5-year repayment plan in which a portion of their debts are repaid.

Through Chapter 13 bankruptcy, individuals can stop home foreclosure, gain protection from creditor collections, and avoid wage garnishment.

Who Can File for Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a viable debt relief option for individuals with a regular income who able to repay their debts over an extended amount of time. Through this type of bankruptcy, debts are reorganized and debtors have a set amount of time to repay them.

Individuals can file for Chapter 13 bankruptcy as many times as needed, unlike Chapter 7, in which individuals can only file once every six years. Another benefit of Chapter 13 is that individuals are able to keep most of their assets, unlike Chapter 7 in which many are sold off to repay creditors.

Find out about Chapter 7 bankruptcy.

Bankruptcy Attorneys

At Donnelly & Panaggio, we understand the concerns of those facing bankruptcy. Whether or not bankruptcy is the right option for you, we will give you an honest assessment of your situation and provide you with debt relief options.

You will be under no pressure to hire us to represent you in your bankruptcy proceeding. Our only goal is to help you - We want to become your family's lawyer for all its developing needs over the long term.

Contact Us

To find out more about debt reorganization through Chapter 13 bankruptcy, call us at 508-679-2295, or contact us online.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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